Crowne Hill, La Cresta, and Morningside Lifestyles
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                                                                   TERMS AND CONDITIONS


PLEASE READ THE FOLLOWING TERMS AND CONDITIONS FOR USE OF THIS WEBSITE ("Terms and Conditions") CAREFULLY BEFORE USING THIS WEBSITE. All users ("Users") of this Web Site ("the Site") agree that access to and use of this Site are subject to the following Terms and Conditions and other applicable law. If you do not agree to these Terms and Conditions, please do not use this Site. 
1. GENERAL TERMS AND CONDITIONS 

The following Terms and Conditions apply to all use of this Site by Users. By accessing or using the Site, each User agrees to be bound by the Terms and Conditions. Lane Framing Systems, Inc. and its subsidiaries provide the information, services, text, graphics, links or other material ("the Content") on this Site to the User, conditioned on the User's acceptance, without modification, of the Terms and Conditions. 

The Content offered on this Site is provided with the understanding that neither Lane Framing Systems, Inc. and its subsidiaries, nor any of its affiliated entities, is engaged in rendering legal or other professional services or advice. The use of the Site is subject to the additional disclaimers, caveats, and notices that may appear throughout the Site. 


A. Disclaimers 

CONTENT 
The prices of our homes, including features and available locations, are subject to change without notice. Please see the actual home purchase agreement for additional information, disclosures, and disclaimers relating to the home and its features. 

The specific features in a home may vary from home to home and from one community to another. We reserve the right to substitute equipment, materials, appliances, and brand names with items of equal or higher, in our sole opinion, value. Color and size variations may occur. We reserve the right to make modifications to the plans, specifications, and dimensions without notice. 

Lane Framing Systems, Inc., its subsidiaries, and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the Content on this Site. While Lane Framing Systems, Inc. and its subsidiaries strive to keep Content on this Site updated, accurate, and complete, Lane Framing Systems, Inc., its subsidiaries, its agents, or affiliated entities will not be responsible for any damage or loss related to the accuracy, completeness, or timeliness of the Content. The Content provided on this Site is intended for informational purposes only and is not intended to constitute an offer or solicitation. All homes about which information is provided herein are subject to prior sale. Despite the efforts of Lane Framing Systems, Inc. and its subsidiaries to provide accurate information on this Site, it is not possible to ensure that all information is correct or up to date. Lane Framing Systems, Inc. and its subsidiaries assume no responsibility or liability for any actions taken as a result of using this Site, or for errors or omissions in the content on this server. 

Although every effort has been made to ensure that the prices and terms contained herein are accurate and current, at any time such prices and terms are subject to change. Prices shown refer to the base house and do not include any optional features. Photos and/or drawings of homes may show upgraded landscaping and may not represent the lowest-priced homes in the community. Lane Framing Systems, Inc. and its subsidiaries reserve the right to make changes to its home designs and to build more or fewer homes than currently planned. All renderings and Floorplans in these materials are an artist's conceptual drawings and will vary from the actual plans and homes as built. Square footage numbers are approximate and may vary depending on the standard measurement used. Lane Framing Systems, Inc. and its subsidiaries cannot control future development or guarantee the preservation of the natural environment surrounding its communities. Lane Framing Systems, Inc. and its subsidiaries do not guarantee that any communities with guard gates will be guarded in perpetuity or that the gate will provide additional security or protection for residents. Views vary significantly by lot location and may be affected by future development. Lane Framing Systems, Inc. and its subsidiaries do not guarantee the preservation of any view or the natural environment surrounding any of its communities. Promotional programs are typically available only on select lots at select communities, and typically are not available in conjunction with other offers. Payment of any Broker Co-Op fee will be subject to certain conditions including, but not limited to, completion of a registration card evidencing that the buyer was accompanied by the broker on the first visit to the home. Any photographs or renderings of people in these materials do not depict racial preference. Please consult a Lane Framing Systems, Inc. and its subsidiaries' Sales Representative for specific price or other information for each community. 

LINKS TO AND FROM THIS SITE 
Lane Framing Systems, Inc. and its subsidiaries do not have responsibility and shall not be liable for the accuracy or availability of information provided by Web Sites which are linked to the Site via hypertext or other computer "Links." Links to external Web Sites are provided merely as a convenience to Users and do not constitute an endorsement by Lane Framing Systems, Inc. and its subsidiaries of such Web Sites or the content, products, advertising, or other materials presented on such Web Sites, including any changes or updates thereto. 

HOME MORTGAGES 
The mortgage calculator program provided under certain Home Finance links are neither a full mortgage application nor a promise to provide a loan. The program is only intended to provide an estimate to assist Home Buyers in getting a general idea regarding their home buying potential. Figures are based on interest rates and mortgage programs as of a recent date. Actual ability to qualify for a loan will depend on additional factors including the prospective Home Buyer's credit rating, employment history, the lender's requirements and interest values at the time of loan processing. The accuracy of the program is in no way guaranteed and depends on the accuracy of information supplied. 

THIS SITE AND THE CONTENT CONTAINED HEREIN ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, Lane Framing Systems, Inc. AND ITS SUBSIDIARIES DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, HABITABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. Lane Framing Systems, Inc. AND ITS SUBSIDIARIES DO NOT REPRESENT OR WARRANT THAT THE CONTENT CONTAINED IN THE SITE WILL BE CORRECT, ACCURATE, ADEQUATE, USEFUL, TIMELY, OR RELIABLE, OR THAT RECEIPT OF THE CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE. Lane Framing Systems, Inc. AND ITS SUBSIDIARIES ASSUME NO RESPONSIBILITY TO CORRECT DEFECTS IN THE CONTENT, OR TO ENSURE THAT THIS SITE OR THE SERVER THAT MAKES THE SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. 

LIMITATION OF LIABILITY 
TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, Lane Framing Systems, Inc. AND ITS SUBSIDIARIES SHALL NOT BE LIABLE FOR ANY SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE CONTENT IN THIS SITE, EVEN IF Lane Framing Systems, Inc. AND ITS SUBSIDIARIES HAVE BEEN ADVISED OF THE POSSIBLITY OF SUCH DAMAGES. 


B. Copyright and Trademark Information 

Copyright © 2001 Lane Framing Systems, Inc. and its subsidiaries. All rights reserved. 
The entire Content included in this Site, is copyrighted as a collective work under the United States and other copyright laws, and is the property of Lane Framing Systems, Inc. and its subsidiaries. The collective work includes works that are licensed to Lane Framing Systems, Inc. and its subsidiaries. Copyright © 2001 Lane Framing Systems, Inc. and its subsidiaries. All rights reserved. 

The Content is provided by Lane Framing Systems, Inc. and its subsidiaries as a service to the public and is to be used for personal informational purposes only. Any violation of the foregoing conditions or use will subject the User to the possibility of full prosecution under applicable law. 

No Content from this Site may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way, except that the User may display and, subject to any expressly stated restrictions or limitations relating to specific Content, download or print portions of the Content from the different areas of the Site solely for the User's own non-commercial use, or towards making a purchase of a home, provided that the User acknowledges and agrees that all homes about which information is provided herein are subject to prior sale. Any other use, including but not limited to the reproduction, distribution, display or transmission of the Content of this Site is strictly prohibited. The User further agrees not to change or delete any proprietary notices from Content downloaded from the Site. 

TRADEMARKS 
Trademarks, registered trademarks, or service marks of Lane Framing Systems, Inc. and its subsidiaries are the property of Lane Framing Systems, Inc. and its subsidiaries. 


C. Fair Housing Practice 

Material on this server may be subject to the United States Federal Fair Housing Act of 1968, as amended, which makes it illegal to advertise "any preference, limitation or discrimination based on race, color, religion, sex, handicap, family status or national origin or an intention to make any such preference, limitation, or discrimination." 

The laws and regulations of other jurisdictions may add prohibitions against discrimination based on age, parental status, sexual orientation, political ideology, financial status, and the like. Therefore, please contact your local government for additional information. 

Lane Framing Systems, Inc. and its subsidiaries abide by the spirit of this policy for the achievement of equal housing opportunity. Lane Framing Systems, Inc. and its subsidiaries encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion sex, handicap, familial status, or national origin. 

All dwellings under the jurisdiction of U.S. Federal regulations or law, advertised by Lane Framing Systems, Inc. and its subsidiaries, are available on an equal opportunity basis. 


D. Equal Opportunity Employer 

Lane Framing Systems, Inc. and its subsidiaries are equal opportunity employers. Nothing in these materials shall constitute an offer of employment. Although Lane Framing Systems, Inc. and its subsidiaries will use all reasonable efforts to maintain confidentiality of any personal resumes or information submitted to it, Lane Framing Systems, Inc. and its subsidiaries can not guarantee that confidentiality will be maintained. 


E. Fair Lending Statement 

We do business in Accordance with Federal Fair Lending Laws 
UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO: 
· Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or 
· Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property. 
IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO: 
Assistant Secretary for Fair Housing and Equal Opportunity, Department of Housing and Urban Development, Washington, D.C. 20410 
For processing under the Federal Fair Housing Act and to: 
Division of Consumer and Community Affairs, Federal Reserve Board, 
Washington, D.C. 20551 
UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION: 
· On the basis of race, color, religion, national origin, sex, or marital status, or age, 
· Because income is from public assistance, or 
· Because a right was exercised under the Consumer Credit Protection Act. 
IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU MAY SEND A COMPLAINT TO: 
Division of Consumer and Community Affairs, Federal Reserve Board, 
Washington, D.C. 20551 


F. Privacy Policy 

Your privacy is very important to Lane Framing Systems, Inc. and its subsidiaries. As part of the normal operation of this Web Site, we may collect and, in some cases, disclose information about you. Personally identifiable information about you may be used to improve our marketing and promotional efforts, to statistically analyze usage of the Site, to improve our Web Site content and to customize our Web Site's content and layout. We believe these uses allow us to improve our Web Site and better tailor it to meet our user's needs. We may use your email address and, in certain situations, your mailing address or phone number, to contact you regarding administrative notices from time to time. 
Lane Framing Systems, Inc. and its subsidiaries do not sell, rent, or otherwise provide any personally identifiable information about you to any third party. We may aggregate personally identifiable information and disclose such information in aggregate to advertisers for other marketing and promotional purposes. However, in these situations we will not disclose to these entities any information that could be used to personally identify you. 

Our policy only addresses the use and disclosure of information we may collect from you. To the extent that you disclose your personally identifiable information to third parties, or to third parties' advertisers who may advertise on the Web Site, different rules may apply to their use or disclosure of personal information you disclose to them. We encourage you to ask questions before you disclose your personal information to third parties. 
This Privacy policy is incorporated into and subject to the Terms and Conditions for use of This Web Site. The use of our Web Site constitutes your permission for such uses. 

These Terms and Conditions are applicable upon the User's access to the Site. These Terms and Conditions may be revised, modified, amended, or supplemented by Lane Framing Systems, Inc. and its subsidiaries without notice at any time for any reason. These terms and conditions shall apply to all Users regardless of any future transaction or dealings between such User and Lane Framing Systems, Inc. and its subsidiaries, or lack of any such future transaction or dealings, and shall survive the termination of any such future transaction or dealings. 

The use of the Site shall be governed in all respects by the laws of the U.S.A., without regard to choice of law provisions. The 1980 UN Convention on the International Sale of Goods is hereby expressly disclaimed. Any cause of action or claim made by a User with respect to the Site (including but not limited to the purchase of a home through a Lane Framing Systems, Inc. and its subsidiaries Sales Office) must be commenced within one (1) year after the claim or cause of action arises. Lane Framing Systems, Inc. and its subsidiaries' failure to insist upon or enforce strict performance of any provision of these Terms and Conditions shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any of these terms and conditions. Lane Framing Systems, Inc. and its subsidiaries may assign its rights and duties under the Terms and Conditions to any party at any time without notice to the User.

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